LCI Lending Services

Tailored for both individuals and businesses.

Helping you navigate the world of lending

LCI Lending Services is a fully accredited and licenced mortgage and lending broker first established in 2004. LCI Lending Services is committed to helping Aussie families and businesses improve and manage their loans. With a number of preferred lenders, including the big four banks, we provide a free, personalised service that ensures you get the loan YOU want, with the lender that suits your needs best. Our dedicated and experienced brokers will guide you every step of the way.

Customised, broker negotiated interest rates.

No Exit Fee refinance

Cash-back refinance incentives

NO application fees

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Specialised Services

At LCI Lending Services, we will help every step of the way to ensure we meet all your lending requirements and get you the best possible interest rate.

Residential Lending
This includes Standard Variable Home Loans with 100% offset, First Home Buyers, Investment property Loans, Discounted Variable Loans, Off The Plan Purchases, Line of Credit, Lo-Doc Home Loans, Bad Credit Home Loans, Fixed rate Loans, Split facility (Variable & Fixed), No early repayment penalties, Redraw facility, 85% NO LMI. LCI Lending Services will save you time & money, and reduce the stress out of the loan process.
Commercial/Business Lending
LCI Lending Services prides itself on its Commercial and Business Banking knowledge. We have experienced Commercial Bankers in all the major banks (and non-bank ) that can support your business and investment growth.
Equipment Finance
This includes plant and equipment such as office furniture and fit outs, special purpose earthmoving equipment, highly specific business infrastructure as well as motor vehicle finance. Hire purchase, Chattel Mortgage and traditional leasing options available at very competitive rates.
Debt Consolidation
Debt consolidation is the process of folding (or “consolidating”) a number of different debts into a single loan or credit card, often with a lower overall interest rate. It can be a useful option if you’re juggling multiple debts like a personal loan, a car loan and perhaps a few credit card balances.
Self Managed Super Fund Loans
Whether you are ready to apply for a loan for your SMSF or you have questions about borrowing through superannuation LCI Lending Services has you covered. We have assisted hundreds of DIY super funds to save money, time and hassle, realising their property investment plans through superannuation borrowing.
In an ever changing lending market it is important you are getting the loan YOU want, with the lender that suits YOUR needs best. As well as obtaining the best rate possible! Are you getting the best deal out there at the moment? We will help you with consolidating your debts, reviewing your interest rate, reducing fees, toppping up existing loan amounts, no exit fee refinance and cash back incentives for refinancing. Speak to us today about refinancing your home loan.
We have construction Finance to assist you no matter the circumstance. Whether you are building your very first home or funding the development of a large Commercial project we can assist. We specialize in funding for Single Residential construction loans, Residential Property Construction and Developments, Commercial Property Construction and Developments, Industrial Property Construction & Developments, Property Developments covered by Pre-Sales. Our extensive experience in structuring construction loans enables for a smooth process, ensuring progress payments are made accordingly and on time.
Low Doc / Poor Credit
For the more complicated financial situations, LCI Lending Services offers access to non-bank lenders with various lo-doc and no doc lending options. We can help you in of the following circumstances: Self-employed with No proof of income, Bad credit ratings, Bankrupts, Defaults on existing borrowings and Tax debt. Talk to us today and we can discuss options to assist.
Off The Plan
No deposit? Not an issue! Deposit Power allows you to purchase a home or invest in property without having to provide the deposit in cash. A Deposit Power Guarantee is a substitute for the cash deposit required when purchasing a residential property - you simply pay the full purchase price at settlement. Both short and long term guarantees are offered to suit any settlement terms. This product is ideal for first home buyers, home owners with funds tied up in their current property, and investors as well. Ask us today how deposit power can help you!

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